Miami Auto Insurance is our specialty.
Like the quarterback in football or the pitcher in baseball we specialize in what we do. Focusing on Miami auto
insurance provides us a “home field advantage”. When it comes to Miami car insurance, commercial auto
insurance, SR22 insurance and the new FR-44 form we win the ball game. In our agency saving money is like the
national anthem at a sporting event; it comes first. After we lower your car insurance cost, our game plan is to put
you at ease to better understand your needs and encourage questions. We explain all aspects if the auto
insurance contract completely and in a way that is easily understood. Our customers make excellent choices
after we provide them the information they need and deserve.
Quality local service from real people is our promise.
There are no geckos, celebrities, cartoon characters, or smooth talking actors enticing you to join us.
Florida Auto Plus Insurance, based out of Miami, Florida, is 100% family owned and operated. We are real people
and members of the same family with a common purpose; your complete satisfaction. Our easy to remember toll
free number, 1-877-WIZ-AUTO, never connects you to an automated attendant.
We take the time to listen and help because we care.
Experience Miami automobile insurance without the hassles.
Like anti virus software on a computer, we keep problems away from your auto insurance policy. We are
reliable, hard-working, and dedicated to our clients during every phase of the insurance process. There is accurate
documentation of every transaction, phone call, e-mail, etc... No details are ignored. We guarantee a hassle free
experience. We have a reputation for providing excellent service to our community.
We are Miami’s auto insurance authority.
We live, work, learn and play right here in Miami. More insurance products sold in more places do not improve
quality. There is no advantage of purchasing auto insurance form an agency or company that has no clue about
traffic on the Palmetto during rush hour. We know Miami and are well informed and up-to-date on issues that affect
our neighborhood. Helping hometown neighbors is a privilege we proudly uphold.
Clifford J. Schimek
As the owner of Auto Plus Insurance Agency in Miami, I invite you to become part of a winning team. When it
comes to personal attention and first class service we win our division every year. I want to be your personal
Miami auto insurance agent to earn your trust, respect and a World Series ring every year.
Like the quarterback in football or the pitcher in baseball we specialize in what we do. Focusing on Miami auto
insurance provides us a “home field advantage”. When it comes to Miami car insurance, commercial auto
insurance, SR22 insurance and the new FR-44 form we win the ball game. In our agency saving money is like the
national anthem at a sporting event; it comes first. After we lower your car insurance cost, our game plan is to put
you at ease to better understand your needs and encourage questions. We explain all aspects if the auto
insurance contract completely and in a way that is easily understood. Our customers make excellent choices
after we provide them the information they need and deserve.
Quality local service from real people is our promise.
There are no geckos, celebrities, cartoon characters, or smooth talking actors enticing you to join us.
Florida Auto Plus Insurance, based out of Miami, Florida, is 100% family owned and operated. We are real people
and members of the same family with a common purpose; your complete satisfaction. Our easy to remember toll
free number, 1-877-WIZ-AUTO, never connects you to an automated attendant.
We take the time to listen and help because we care.
Experience Miami automobile insurance without the hassles.
Like anti virus software on a computer, we keep problems away from your auto insurance policy. We are
reliable, hard-working, and dedicated to our clients during every phase of the insurance process. There is accurate
documentation of every transaction, phone call, e-mail, etc... No details are ignored. We guarantee a hassle free
experience. We have a reputation for providing excellent service to our community.
We are Miami’s auto insurance authority.
We live, work, learn and play right here in Miami. More insurance products sold in more places do not improve
quality. There is no advantage of purchasing auto insurance form an agency or company that has no clue about
traffic on the Palmetto during rush hour. We know Miami and are well informed and up-to-date on issues that affect
our neighborhood. Helping hometown neighbors is a privilege we proudly uphold.
Clifford J. Schimek
As the owner of Auto Plus Insurance Agency in Miami, I invite you to become part of a winning team. When it
comes to personal attention and first class service we win our division every year. I want to be your personal
Miami auto insurance agent to earn your trust, respect and a World Series ring every year.
| Auto Insurance Miami Florida, lower prices are finally here. Miami Auto Insurance made easy. 9742 Banyan Street Miami Fl 33157 Family Owned Insurance & Florida Independent Agents |
Florida Auto Plus Insurance, Simply the best choice Miami.
Local map and directions: 9742 Banyan Street Miami Fl 33157
Call us now. You'll be glad you did.
1 877.WIZ.AUTO Be sure to visit us again at www.Wizard Insurance.com
Local map and directions: 9742 Banyan Street Miami Fl 33157
Call us now. You'll be glad you did.
1 877.WIZ.AUTO Be sure to visit us again at www.Wizard Insurance.com
Understand the different insurance terms used in the state of Florida.
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| Be Sure to Visit our Resource Guide to learn even more Car Insurance | Claims | Coverage Options | Discounts | Policy | The Law | No Fault Insurance Fort Lauderdale | Jacksonville | Miami | Orlando | St. Petersburg | Tallahassee | Tampa |
| Florida Office of Insurance Regulation | Florida Department of Highway Safety and Motor Vehicles The Official State of Florida Website | Florida Department of Transportation |
"Welcome, thanks for calling" - Wally
www.WizardInsurance.com
Taking care of your Florida auto insurance needs is
our number one priority. Our agency is located in the
heart of Miami, Florida. We know how much you enjoy
living here, and we take the time to make sure all of
your Florida car insurance requirements are met. We
take the time to educate you completely to help you
make an informed decision about insuring your car in
Florida.
our number one priority. Our agency is located in the
heart of Miami, Florida. We know how much you enjoy
living here, and we take the time to make sure all of
your Florida car insurance requirements are met. We
take the time to educate you completely to help you
make an informed decision about insuring your car in
Florida.
Living in Miami, Florida makes you realize how diverse
our community is. That is why we represent many
different companies. In order for us to be competitive
we know that representing various companies is in
everyone’s best interest. You can be assured that the
car insurance company you have is the best one for
you. Upon every renewal we review your policy to
maintain the lowest rate.
our community is. That is why we represent many
different companies. In order for us to be competitive
we know that representing various companies is in
everyone’s best interest. You can be assured that the
car insurance company you have is the best one for
you. Upon every renewal we review your policy to
maintain the lowest rate.
We know car insurance quotes in Miami are
expensive. Our second priority is making sure all
discounts are applied. We spend the time necessary
to uncover all discounts. Not every car insurance
discount is as obvious as air bags or alarms.
Advanced quoting and advanced placement are less
known but save money too. This is just one way we
differ from other insurance agencies in Miami, Florida.
expensive. Our second priority is making sure all
discounts are applied. We spend the time necessary
to uncover all discounts. Not every car insurance
discount is as obvious as air bags or alarms.
Advanced quoting and advanced placement are less
known but save money too. This is just one way we
differ from other insurance agencies in Miami, Florida.
Whether you live across the street from our insurance
agency or across town we can take care of you by
telephone, fax, or email. A personal visit to our
insurance agency is not necessary but always
welcomed. Either way, caring and professional staff
members are always eager to assist. We never take
our current clients for granted and always shop for
them at each renewal.
agency or across town we can take care of you by
telephone, fax, or email. A personal visit to our
insurance agency is not necessary but always
welcomed. Either way, caring and professional staff
members are always eager to assist. We never take
our current clients for granted and always shop for
them at each renewal.
Representing only top rated companies is another
way we separate ourselves from the competition. We
understand after having an accident you expect
prompt, efficient service. We know that if, and when
an accident happens you need to feel completely
secure in the knowledge that you have a competent
and reliable auto insurance company. We represent
the finest “A” rated companies.
way we separate ourselves from the competition. We
understand after having an accident you expect
prompt, efficient service. We know that if, and when
an accident happens you need to feel completely
secure in the knowledge that you have a competent
and reliable auto insurance company. We represent
the finest “A” rated companies.
From our Miami office we represent many companies
that specialize in Florida SR22 Insurance. There are
many reasons this type of insurance and its SR22
form filing is necessary. Accumulating too many points
on a drivers license or causing an accident without
proper insurance in force is two examples of when an
SR22 is required. Keep in mind Bodily Injury liability is
important regardless of having to file an SR22 with
Florida’s Bureau of Financial Responsibility.
that specialize in Florida SR22 Insurance. There are
many reasons this type of insurance and its SR22
form filing is necessary. Accumulating too many points
on a drivers license or causing an accident without
proper insurance in force is two examples of when an
SR22 is required. Keep in mind Bodily Injury liability is
important regardless of having to file an SR22 with
Florida’s Bureau of Financial Responsibility.
Filing form SR22 in Florida after obtaining an
insurance policy with the correct limits will prevent
your Drivers license from being suspended. At the
time of application it is important to let your agent
know about your Florida SR22 License Reinstatement
requirements. The $15.00 Florida fee of filing the
SR22 form from our Miami office is the same as any
where else in the State. The factors that drive the
cost significantly higher are the reasons for the
mandatory filing.
insurance policy with the correct limits will prevent
your Drivers license from being suspended. At the
time of application it is important to let your agent
know about your Florida SR22 License Reinstatement
requirements. The $15.00 Florida fee of filing the
SR22 form from our Miami office is the same as any
where else in the State. The factors that drive the
cost significantly higher are the reasons for the
mandatory filing.
If you let your SR22 Florida Auto Insurance policy
cancel the State will be notified and your Drivers
license will be suspended. After each time your
drivers license is suspended it’s more expensive to
reinstate it. Get the facts you need to know about
Florida Sr22 License Reinstatement requirements.
You can count on us to assist you in keeping your
Drivers License from being suspended. If your license
is currently suspended we want to help you reinstate
it.
cancel the State will be notified and your Drivers
license will be suspended. After each time your
drivers license is suspended it’s more expensive to
reinstate it. Get the facts you need to know about
Florida Sr22 License Reinstatement requirements.
You can count on us to assist you in keeping your
Drivers License from being suspended. If your license
is currently suspended we want to help you reinstate
it.
When shopping for Florida Auto Insurance Quotes in
Miami it’s important to know all your choices when
deciding what type of policy is in your best interest.
We take the time to educate you on all the options.
Many people believe it is cheaper to purchase the
minimum Personal Injury Protection without Bodily
Injury Liability coverage. This is not always true. Often
Insurance Companies will place you in a better tier
with lower rates when you opt for carrying Bodily
Injury Liability.
Miami it’s important to know all your choices when
deciding what type of policy is in your best interest.
We take the time to educate you on all the options.
Many people believe it is cheaper to purchase the
minimum Personal Injury Protection without Bodily
Injury Liability coverage. This is not always true. Often
Insurance Companies will place you in a better tier
with lower rates when you opt for carrying Bodily
Injury Liability.
From our Miami insurance agency you can be sure
that we will help you choose not only the cheapest
rates, but also a top rated company no matter where
in Florida you live. We only represent A rated Florida
car insurance companies. You never have to worry
about how your claim will be handled. At renewal time
we shop for you again to ensure you are paying the
lowest rate possible. We are here for you today and
look forward to being here for you in the future.
that we will help you choose not only the cheapest
rates, but also a top rated company no matter where
in Florida you live. We only represent A rated Florida
car insurance companies. You never have to worry
about how your claim will be handled. At renewal time
we shop for you again to ensure you are paying the
lowest rate possible. We are here for you today and
look forward to being here for you in the future.
There are some benefits for maintaining basic Bodily
Injury Liability limits on your Florida Auto Insurance
policy beyond any mandatory filing. Many times
applicants are placed in a better tier with lower rates
for carrying these limits. It’s also beneficial to carry
these limits to protect from having your license
suspended if you cause injuries in an at fault
accident. Florida deems you having met the minimum
requirements with 10/20/10 liability insurance.
Injury Liability limits on your Florida Auto Insurance
policy beyond any mandatory filing. Many times
applicants are placed in a better tier with lower rates
for carrying these limits. It’s also beneficial to carry
these limits to protect from having your license
suspended if you cause injuries in an at fault
accident. Florida deems you having met the minimum
requirements with 10/20/10 liability insurance.
1 .877.WIZ.AUTO (949-2886)
Florida Auto Plus Insurance Agency
9742 Banyan St. Miami, FL 33157
| 1 .877.WIZ.AUTO. (949-2886) |
Call or click for a quote today!
Click now to quote yourself anytime!
| Cheap Quotes l PIP l DUI l FL Car Insurance l FL Cities l Coverages l FAQ l Self Educate l About Us |
| _______________________________________________________________________________________________ |
The single biggest reason car insurance has been
steadily climbing since 2008 is PIP fraud. Staged
accidents and inflated medical procedures account
for millions in claims paid out by insurance
companies. A variety of reforms over the past few
years designed to stem the fraud has simply not
worked.
steadily climbing since 2008 is PIP fraud. Staged
accidents and inflated medical procedures account
for millions in claims paid out by insurance
companies. A variety of reforms over the past few
years designed to stem the fraud has simply not
worked.
Governor Rick Scott has promised to find the solution
for ever escalating car insurance premiums. He
believes along with insurance industry leaders that
the increases are due in large part to rampant PIP
fraud. He is not calling for an outright appeal of the
Florida No Fault law in favor of the more common Tort
system; however, major changes need to be made. In
a Tort system, the at fault party is responsible. It may
be that at some point Florida will abandon the No
Fault system.
for ever escalating car insurance premiums. He
believes along with insurance industry leaders that
the increases are due in large part to rampant PIP
fraud. He is not calling for an outright appeal of the
Florida No Fault law in favor of the more common Tort
system; however, major changes need to be made. In
a Tort system, the at fault party is responsible. It may
be that at some point Florida will abandon the No
Fault system.
Miami, until recently has been the epicenter for
fraudulent claims. That dubious distinction now
belongs to Tampa. Never the less, Miami still has a
large disproportional share of claims relative to the
remainder of the State. Other rating factors here in
Miami combine with the PIP fraud to make car
insurance premiums here among the highest; not just
in Florida, but throughout the country.
fraudulent claims. That dubious distinction now
belongs to Tampa. Never the less, Miami still has a
large disproportional share of claims relative to the
remainder of the State. Other rating factors here in
Miami combine with the PIP fraud to make car
insurance premiums here among the highest; not just
in Florida, but throughout the country.
Car insurance quotes for drivers who live in and
around Miami are quite high. Several key factors drive
up the cost here. First and foremost of these factors
is the elevated amount of traffic due to ever
increasing congestion. The disproportional amount of
fraudulent PIP claims companies pay out in Miami
increases every year. The climate here attracts plenty
of tourists and foreign nationals who navigate the
unfamiliar roads. Senior citizens are also attracted by
the climate and many continue driving after they
become very old and should stop. And lastly; the port
of Miami is a hub for transporting stolen vehicles. The
combination of these factors keeps rates high for
Miami drivers.
around Miami are quite high. Several key factors drive
up the cost here. First and foremost of these factors
is the elevated amount of traffic due to ever
increasing congestion. The disproportional amount of
fraudulent PIP claims companies pay out in Miami
increases every year. The climate here attracts plenty
of tourists and foreign nationals who navigate the
unfamiliar roads. Senior citizens are also attracted by
the climate and many continue driving after they
become very old and should stop. And lastly; the port
of Miami is a hub for transporting stolen vehicles. The
combination of these factors keeps rates high for
Miami drivers.
Rates for a policy have been climbing since 2008
when the economy began slumping badly. Claims
tend to rise when the economy “tanks” and that is
exactly what has been happening. PIP fraud is
rampant. Legislative changes in recent years to stem
the tide of fraud has simply not worked. Now, more
than ever, customers should seek value from an
independent agent. Insurance companies evaluate
risk, collect premiums, and pay claims. Independent
agents provide choice, advice, and savings.
We are an advocate on your side. Call for a quote
today!
when the economy began slumping badly. Claims
tend to rise when the economy “tanks” and that is
exactly what has been happening. PIP fraud is
rampant. Legislative changes in recent years to stem
the tide of fraud has simply not worked. Now, more
than ever, customers should seek value from an
independent agent. Insurance companies evaluate
risk, collect premiums, and pay claims. Independent
agents provide choice, advice, and savings.
We are an advocate on your side. Call for a quote
today!
| _______________________________________________________________________________________________ |
Every resident in Miami who drives, at one time or
another, asks, “Why is auto insurance so expensive!”
Well, it is a variety of factors that combine to push
rates way up. Individually these factors are fairly
common place in different cities. The fact that these
factors are all present here in Miami is what makes
the car insurance so expensive.
another, asks, “Why is auto insurance so expensive!”
Well, it is a variety of factors that combine to push
rates way up. Individually these factors are fairly
common place in different cities. The fact that these
factors are all present here in Miami is what makes
the car insurance so expensive.
Congestion is a primary cost factor anywhere, and
because it is so crowded here in Miami it drives up the
rates. Anybody who lives here has experienced, and
on a regular basis, intense traffic around the city.
Accidents, and all types of mishaps, occur regularly
simply because of the amount of cars that are
exposed on the roadways.
because it is so crowded here in Miami it drives up the
rates. Anybody who lives here has experienced, and
on a regular basis, intense traffic around the city.
Accidents, and all types of mishaps, occur regularly
simply because of the amount of cars that are
exposed on the roadways.
Part of the crowded streets include plenty of tourists
all year long. Naturally these drivers are unfamiliar
with Miami city streets and traffic patterns. Also,
visitors are more than likely renting vehicles which
means they are in an unfamiliar car and driving in
unfamiliar surroundings.
all year long. Naturally these drivers are unfamiliar
with Miami city streets and traffic patterns. Also,
visitors are more than likely renting vehicles which
means they are in an unfamiliar car and driving in
unfamiliar surroundings.
There is a huge number of foreign nationals that live
permanently here in Miami. Different dialects of
Spanish is heard everywhere around town. While not
tourists, they do bring their driving habits to the city
streets. While some of these drivers bring good habits
and drive safely many do not. A whole host of
different driving styles in one place lends itself to
mishaps.
permanently here in Miami. Different dialects of
Spanish is heard everywhere around town. While not
tourists, they do bring their driving habits to the city
streets. While some of these drivers bring good habits
and drive safely many do not. A whole host of
different driving styles in one place lends itself to
mishaps.
Senior citizens is another category of drivers in Miami
that serves to keep rates high. These experienced
drivers are generally very careful, however there are
simply too many that continue to drive when their
health is frail and reaction times and decision making
is slow. Seniors who drive enjoy their independence
and so continue for as long as they possibly can.
that serves to keep rates high. These experienced
drivers are generally very careful, however there are
simply too many that continue to drive when their
health is frail and reaction times and decision making
is slow. Seniors who drive enjoy their independence
and so continue for as long as they possibly can.
Another factor here in Miami that produces upward
pressure on rates is the international Sea Port of
Miami. Automobile thieves take advantage of this.
A stolen car here can easily end up somewhere in
south America. And, there is no shortage of
expensive luxury and sports cars around town.
pressure on rates is the international Sea Port of
Miami. Automobile thieves take advantage of this.
A stolen car here can easily end up somewhere in
south America. And, there is no shortage of
expensive luxury and sports cars around town.
Car insurance fraud here in Miami is rampant. It has
been until recently the most problematic city for fraud
here in the state. Only in Tampa, and only recently,
are there more fraudulent car insurance claims than
in any other city. The Florida No Fault law and PIP
insurance makes it easy for clinics to spring up and
treat patients from staged accidents.
been until recently the most problematic city for fraud
here in the state. Only in Tampa, and only recently,
are there more fraudulent car insurance claims than
in any other city. The Florida No Fault law and PIP
insurance makes it easy for clinics to spring up and
treat patients from staged accidents.
Car insurance fraud here in Miami is rampant. It has
been until recently the most problematic city for fraud
here in the state. Only in Tampa, and only recently,
are there more fraudulent car insurance claims than
in any other city. The Florida No Fault law and PIP
insurance makes it easy for clinics to spring up and
treat patients from staged accidents.
been until recently the most problematic city for fraud
here in the state. Only in Tampa, and only recently,
are there more fraudulent car insurance claims than
in any other city. The Florida No Fault law and PIP
insurance makes it easy for clinics to spring up and
treat patients from staged accidents.
| _______________________________________________________________________________________________ |
| Local Miami DMV Locations |
| Coral Reef 14653 Sw 122 Ave Miami,FL 33186 |
| County Square 21427 Nw 2 Ave Miami,FL 33169 |
| Kendall 11735 Sw 147 Ave #23 Miami,FL 33196 |
| Palm Springs N 18400 Nw 75th Pl #106 Miami,FL 33015 |
| North Miami 15555 Biscayne Blvd Miami,FL 33160 |
| Northside 7900 Nw 27 Ave #E14 Miami,FL 33147 |
| _______________________________________________________________________________________________ |
Getting a quote for Miami auto insurance can be a
real eye opener because of the high rates. Shopping
around with a variety of companies and securing the
lowest possible rate is the only sensible thing to do.
There almost always is a wide range of prices
between competing companies.
real eye opener because of the high rates. Shopping
around with a variety of companies and securing the
lowest possible rate is the only sensible thing to do.
There almost always is a wide range of prices
between competing companies.
| _______________________________________________________________________________________________ |