| Florida Auto Insurance Policy, questions. Florida Auto Plus Insurance Agency - Florida's trusted auto insurance professionals. Car Insurance Specialists & Florida Independent Agents |
The Florida Auto Plus Advantage:
A positively unique experience…
A positively unique experience…
Policy Questions we are frequently asked:
How do I cancel my current policy if I switch to another company?
Canceling your existing policy mid-term will require a signed request from you. Contact your company or agent for
the exact procedure you need to follow. If you switch at the expiration of your existing policy a signed request is not
necessary.
Can a cancellation refund from my current company be applied to my new policy with a different
company?
No. To begin your new policy the initial premium must be paid. A cancellation refund for the unused portion of your
prior insurance will be mailed directly to you.
How do I know if I’m getting all the discounts I qualify for?
Ask the insurance agent or company your dealing with about all the available discounts. Ask again. There are
numerous available discounts that can be applied to the rate and it’s not uncommon for one or more discounts to
be overlooked. Ask again!
Does my spouse have to be on my policy or can they get their own?
Your marital status and information about your spouse will have to be disclosed on the insurance application. You
can exclude your spouse and their vehicle from your policy and not pay for that coverage. Depending on the
insurance company a surcharge may apply for the exclusion.
Can I make monthly payments on a new car insurance policy?
Yes. Car insurance companies will offer you a discount if you pay your policy in full. If you pay monthly and utilize
electronic funds transfer as the method of payment a discount may apply as well.
What method of payment can I use for a new car insurance policy?
The various methods for payment are: Check, credit card, debit card, electronic funds transfer, and cash. Not all
companies accept every method of payment or every credit card. A cash payment is only possible at a local
insurance office in person.
If I cancel my policy for any reason do I get my initial payment back?
If insurance coverage was extended to you for any length of time, even just one day, then only the unused portion
of the initial payment will be returned.
If I buy a new policy and someone else drives my car will I be covered?
All household residents and/or regular operators of the vehicle must be disclosed on the insurance application. If a
friend or neighbor borrows your car one time or on a rare occasion and they are not listed on the application you
have coverage.
What does credit have to do with my insurance rate?
Most insurance companies have a proprietary method for assigning an insurance score to each customer. The
insurance score is one of many characteristics used to place customers in different tiers or rankings which have
different prices. Information from credit bureaus helps determine insurance score.
Return to Florida Auto Insurance Policy home page
How do I cancel my current policy if I switch to another company?
Canceling your existing policy mid-term will require a signed request from you. Contact your company or agent for
the exact procedure you need to follow. If you switch at the expiration of your existing policy a signed request is not
necessary.
Can a cancellation refund from my current company be applied to my new policy with a different
company?
No. To begin your new policy the initial premium must be paid. A cancellation refund for the unused portion of your
prior insurance will be mailed directly to you.
How do I know if I’m getting all the discounts I qualify for?
Ask the insurance agent or company your dealing with about all the available discounts. Ask again. There are
numerous available discounts that can be applied to the rate and it’s not uncommon for one or more discounts to
be overlooked. Ask again!
Does my spouse have to be on my policy or can they get their own?
Your marital status and information about your spouse will have to be disclosed on the insurance application. You
can exclude your spouse and their vehicle from your policy and not pay for that coverage. Depending on the
insurance company a surcharge may apply for the exclusion.
Can I make monthly payments on a new car insurance policy?
Yes. Car insurance companies will offer you a discount if you pay your policy in full. If you pay monthly and utilize
electronic funds transfer as the method of payment a discount may apply as well.
What method of payment can I use for a new car insurance policy?
The various methods for payment are: Check, credit card, debit card, electronic funds transfer, and cash. Not all
companies accept every method of payment or every credit card. A cash payment is only possible at a local
insurance office in person.
If I cancel my policy for any reason do I get my initial payment back?
If insurance coverage was extended to you for any length of time, even just one day, then only the unused portion
of the initial payment will be returned.
If I buy a new policy and someone else drives my car will I be covered?
All household residents and/or regular operators of the vehicle must be disclosed on the insurance application. If a
friend or neighbor borrows your car one time or on a rare occasion and they are not listed on the application you
have coverage.
What does credit have to do with my insurance rate?
Most insurance companies have a proprietary method for assigning an insurance score to each customer. The
insurance score is one of many characteristics used to place customers in different tiers or rankings which have
different prices. Information from credit bureaus helps determine insurance score.
Return to Florida Auto Insurance Policy home page
Clifford J. Schimek - Lower your car insurance cost for life.
As the owner of Florida Auto Plus Insurance agency, "I stand behind our clients and go the extra mile.”
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.
I want to be your personal local Florida auto insurance agent and earn your trust and respect.
Searching for Auto Insurance Florida, look no further.
Question of the day: What web readers are asking
Is Florida a no fault state for auto insurance?
As the owner of Florida Auto Plus Insurance agency, "I stand behind our clients and go the extra mile.”
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.
I want to be your personal local Florida auto insurance agent and earn your trust and respect.
Searching for Auto Insurance Florida, look no further.
Question of the day: What web readers are asking
Is Florida a no fault state for auto insurance?
Florida Auto Plus Insurance, Simply the best.
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Give us a call today. you'll be glad you did.
1-877-WIZ-AUTO.com
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Give us a call today. you'll be glad you did.
1-877-WIZ-AUTO.com
Understand the different terms used in this state.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
Lower your car insurance cost for life.
As your Florida independent agency, we pledge our
allegiance solely to you. Long-term parking is for
airports not for auto insurance companies. We offer
up-to-date low cost options and price comparisons
upon each renewal, for the life of your policy.
Personal information on comparison websites exposes
you to telemarketers, spam mail, and identity theft.
Keep the best combination of coverage, service,
privacy, and price for life. Florida Auto Plus
Insurance agency never stops working for you.
Shopping for Florida Car Insurance?
As your Florida independent agency, we pledge our
allegiance solely to you. Long-term parking is for
airports not for auto insurance companies. We offer
up-to-date low cost options and price comparisons
upon each renewal, for the life of your policy.
Personal information on comparison websites exposes
you to telemarketers, spam mail, and identity theft.
Keep the best combination of coverage, service,
privacy, and price for life. Florida Auto Plus
Insurance agency never stops working for you.
Shopping for Florida Car Insurance?
| Be Sure to Visit our Resource Guide to learn even more Cheap Car Insurance | Claims | Coverage Options | Discounts | Policy | The Law | No Fault Insurance Fort Lauderdale | Jacksonville | Miami | Orlando | St. Petersburg | Tallahassee | Tampa |
| Florida Office of Insurance Regulation | Florida Department of Highway Safety and Motor Vehicles The Official State of Florida Website | Florida Department of Transportation |
"Welcome, thanks for calling."- Wally
www.WizardInsurance.com
1-877-WIZ-AUTO (949-2886)