| Choose Florida Car Insurance with 0 Deductible - Personal Injury Protection Coverage - Car Insurance Specialists & Florida Independent Agents |
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www.WizardInsurance.com
1-877-WIZ-AUTO (949-2886)
Florida Auto Plus Insurance Agency
9742 Banyan St. Miami, FL 33157
| 1-877-WIZ-AUTO (949-2886) |
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Personal Injury Protection (PIP) coverage with minimum limits of $10,0000 is required for all Florida car
insurance policies. Insureds can choose a deductible no greater than $1,000 to lower their rate. Except for when
an accident occurs a higher deductible lower rate policy can be attractive. Policyholders should have a clear
understanding of how this coverage responds before choosing their deductible.
Consumers should keep in mind that this coverage is primary and pays out regardless of fault for injuries from a
car accident. After receiving medical treatment you will have to pay the chosen deductible to your health care
provider. It does not matter if the other driver was at fault and unlike collision coverage there is simply no
collecting the deductible back from their insurance policy. Also, health insurance policies you might have will not
pay your deductible since the PIP coverage is primary. The at fault drivers Bodily Injury liability insurance
coverage, and your personal health insurance coverage, will pay for treatment but only after the PIP coverage
has been exhausted.
In an effort to keep rates as low as possible to attract new buyers, agents will often quote policies with a 1,000
deductible for Florida PIP insurance coverage. And, consumers often ask for the cheapest Florida car insurance
quote available. Unfortunately, consumers typically become aware of how their Florida PIP insurance coverage
works after their injured. Many policyholders believe incorrectly that their health insurance will pay the deductible
or the other driver will pay if their at fault.
Naturally, it’s better to learn about Florida PIP insurance deductibles before choosing one, instead of after an
accident. If you are even in just a minor accident, with a spouse and two children, and go to the emergency room
to get “checked out” you could end up paying $4,000 dollars in deductibles. Surprisingly, a 0 deductible option
for this coverage cost very little extra compared to the $1,000 deductible option. So, when ever receiving a
Florida car insurance quote compare the 0 deductible option for your Personal Injury Protection coverage.
insurance policies. Insureds can choose a deductible no greater than $1,000 to lower their rate. Except for when
an accident occurs a higher deductible lower rate policy can be attractive. Policyholders should have a clear
understanding of how this coverage responds before choosing their deductible.
Consumers should keep in mind that this coverage is primary and pays out regardless of fault for injuries from a
car accident. After receiving medical treatment you will have to pay the chosen deductible to your health care
provider. It does not matter if the other driver was at fault and unlike collision coverage there is simply no
collecting the deductible back from their insurance policy. Also, health insurance policies you might have will not
pay your deductible since the PIP coverage is primary. The at fault drivers Bodily Injury liability insurance
coverage, and your personal health insurance coverage, will pay for treatment but only after the PIP coverage
has been exhausted.
In an effort to keep rates as low as possible to attract new buyers, agents will often quote policies with a 1,000
deductible for Florida PIP insurance coverage. And, consumers often ask for the cheapest Florida car insurance
quote available. Unfortunately, consumers typically become aware of how their Florida PIP insurance coverage
works after their injured. Many policyholders believe incorrectly that their health insurance will pay the deductible
or the other driver will pay if their at fault.
Naturally, it’s better to learn about Florida PIP insurance deductibles before choosing one, instead of after an
accident. If you are even in just a minor accident, with a spouse and two children, and go to the emergency room
to get “checked out” you could end up paying $4,000 dollars in deductibles. Surprisingly, a 0 deductible option
for this coverage cost very little extra compared to the $1,000 deductible option. So, when ever receiving a
Florida car insurance quote compare the 0 deductible option for your Personal Injury Protection coverage.
Florida Auto Insurance Law - Yes, It's the Law
Understanding the Florida Auto Insurance Law will enable you to better understand your individual auto
insurance needs and enable you to get the most for your hard earned dollar.
Florida No Fault Insurance - What you Need to Know
The Florida No Fault Law has set the minimum car insurance requirements in this sate since 1971. The mandate
requires vehicle owners to maintain a Personal Injury Protection (PIP) and Property Damage Liability (PD) policy
for all their registered vehicles. The insurance must be maintained throughout the registration period.
Florida PIP Auto Insurance - Options to Lower Quotes
Drivers registering a car in Florida are required to maintain an insurance policy with PIP. The coverage falls
under Florida's no fault law, and pays for injuries sustained by the policyholder, and dependant relatives,
regardless of fault.
Understanding the Florida Auto Insurance Law will enable you to better understand your individual auto
insurance needs and enable you to get the most for your hard earned dollar.
Florida No Fault Insurance - What you Need to Know
The Florida No Fault Law has set the minimum car insurance requirements in this sate since 1971. The mandate
requires vehicle owners to maintain a Personal Injury Protection (PIP) and Property Damage Liability (PD) policy
for all their registered vehicles. The insurance must be maintained throughout the registration period.
Florida PIP Auto Insurance - Options to Lower Quotes
Drivers registering a car in Florida are required to maintain an insurance policy with PIP. The coverage falls
under Florida's no fault law, and pays for injuries sustained by the policyholder, and dependant relatives,
regardless of fault.
Florida Car Insurance - Personal Injury Protection (PIP) - Florida No Fault Law