| Florida Commercial Auto Insurance Florida's trusted auto insurance professionals. Florida Auto Plus Insurance. Car Insurance Specialists & Florida Independent Agents |
The Florida Auto Plus Advantage:
A positively unique experience…
A positively unique experience…
Commercial auto insurance for all of Florida
Vehicles owned or used by a business can obtain adequate/appropriate insurance coverage from a
commercial auto insurance policy. In some instances a private passenger auto insurance policy with an
optional endorsement to include coverage for business (artisan) use is sufficient. This endorsement is often utilized
to provide protection for artisans. An artisan is a skilled craftsman e.g. painter, cabinet installer, electrician. Each
Florida auto insurance company has their own unique definition for artisan use of vehicles. A commercial or
business auto insurance policy is generally required for these circumstances: vehicles are being used to pick up
and deliver goods and or people, protection is needed for employees when they drive the vehicle or have employee
owned vehicles used for the business, for higher coverage limits than are offered in a personal policy, multiple
vehicles (fleets) utilized by artisans, business equipment is permanently attached to vehicle.
Commercial or business auto insurance policies are very similar to personal or private passenger auto
insurance policies. Both types of polices: are contracts comprised of a declarations page and policy jacket or
booklet, provide the same basic coverage options, offer similar money saving discounts, are provided and serviced
by the same insurance companies e.g. Progressive, Travelers, Mercury, 21st Century. The difference between
these two types of auto insurance polices are the types of vehicles being insured and/or how the vehicles are being
used. The type and usage of vehicles changes the risk exposure for the business and insuring company requiring
a different algorithm to determine premium. This is the primary reason for the necessity of two different types of
policies.
Applicants for auto insurance policies are questioned regarding the use of all vehicles being insured. Any usage
other than routine commuting related to the course of your occupation will require a personal auto policy with an
endorsement for business/artisan use or a commercial auto policy. Failure to maintain the appropriate policy or
endorsement can lead to a claim denial. The right type of policy and coverage is essential to provide adequate
protection for the business owner. Calculating the appropriate premium for a business or commercial risk exposure
on an auto insurance policy does not necessarily translate to a higher rate.
Florida Auto Plus Insurance agency is prepared to assist the business owner as to the correct policy type and
coverage most appropriate for them. We have a proven track record with thousands of satisfied clientele. Our
experience as independent agents with the capability of utilizing a variety of insurance companies saves the
business owner time and money. For a hassle free experience from people who care contact Florida Auto Plus
Insurance agency.
Vehicles owned or used by a business can obtain adequate/appropriate insurance coverage from a
commercial auto insurance policy. In some instances a private passenger auto insurance policy with an
optional endorsement to include coverage for business (artisan) use is sufficient. This endorsement is often utilized
to provide protection for artisans. An artisan is a skilled craftsman e.g. painter, cabinet installer, electrician. Each
Florida auto insurance company has their own unique definition for artisan use of vehicles. A commercial or
business auto insurance policy is generally required for these circumstances: vehicles are being used to pick up
and deliver goods and or people, protection is needed for employees when they drive the vehicle or have employee
owned vehicles used for the business, for higher coverage limits than are offered in a personal policy, multiple
vehicles (fleets) utilized by artisans, business equipment is permanently attached to vehicle.
Commercial or business auto insurance policies are very similar to personal or private passenger auto
insurance policies. Both types of polices: are contracts comprised of a declarations page and policy jacket or
booklet, provide the same basic coverage options, offer similar money saving discounts, are provided and serviced
by the same insurance companies e.g. Progressive, Travelers, Mercury, 21st Century. The difference between
these two types of auto insurance polices are the types of vehicles being insured and/or how the vehicles are being
used. The type and usage of vehicles changes the risk exposure for the business and insuring company requiring
a different algorithm to determine premium. This is the primary reason for the necessity of two different types of
policies.
Applicants for auto insurance policies are questioned regarding the use of all vehicles being insured. Any usage
other than routine commuting related to the course of your occupation will require a personal auto policy with an
endorsement for business/artisan use or a commercial auto policy. Failure to maintain the appropriate policy or
endorsement can lead to a claim denial. The right type of policy and coverage is essential to provide adequate
protection for the business owner. Calculating the appropriate premium for a business or commercial risk exposure
on an auto insurance policy does not necessarily translate to a higher rate.
Florida Auto Plus Insurance agency is prepared to assist the business owner as to the correct policy type and
coverage most appropriate for them. We have a proven track record with thousands of satisfied clientele. Our
experience as independent agents with the capability of utilizing a variety of insurance companies saves the
business owner time and money. For a hassle free experience from people who care contact Florida Auto Plus
Insurance agency.
Clifford J. Schimek - Lower your car insurance cost for life.
As the owner of Florida Auto Plus Insurance agency, "I stand behind our clients and go the extra mile.”
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.
I want to be your personal local Florida auto insurance agent and earn your trust and respect.
Searching for Auto Insurance Florida, look no further.
Question of the day: What web readers are asking
Is Florida a no fault state for auto insurance?
As the owner of Florida Auto Plus Insurance agency, "I stand behind our clients and go the extra mile.”
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.
I want to be your personal local Florida auto insurance agent and earn your trust and respect.
Searching for Auto Insurance Florida, look no further.
Question of the day: What web readers are asking
Is Florida a no fault state for auto insurance?
Florida Auto Plus Insurance, Simply the best.
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Call us now. You'll be glad you did.
1-877-WIZ-AUTO.com
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Call us now. You'll be glad you did.
1-877-WIZ-AUTO.com
Understand the different terms used in Florida.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
Lower your car insurance cost for life.
As your Florida independent agency, we pledge our
allegiance solely to you. Long-term parking is for
airports not for auto insurance companies. We offer
up-to-date low cost options and price comparisons
upon each renewal, for the life of your policy.
Personal information on comparison websites exposes
you to telemarketers, spam mail, and identity theft.
Keep the best combination of coverage, service,
privacy, and price for life. Florida Auto Plus
Insurance agency never stops working for you.
Shopping for Florida Car Insurance?
As your Florida independent agency, we pledge our
allegiance solely to you. Long-term parking is for
airports not for auto insurance companies. We offer
up-to-date low cost options and price comparisons
upon each renewal, for the life of your policy.
Personal information on comparison websites exposes
you to telemarketers, spam mail, and identity theft.
Keep the best combination of coverage, service,
privacy, and price for life. Florida Auto Plus
Insurance agency never stops working for you.
Shopping for Florida Car Insurance?
| (949-2886) |
| Call us today, you'll be glad you did. 1-877-WIZ-AUTO |
| Be Sure to Visit our Resource Guide to learn even more Cheap Car Insurance | Claims | Coverage Options | Discounts | Policy | The Law | No Fault Insurance Fort Lauderdale | Jacksonville | Miami | Orlando | St. Petersburg | Tallahassee | Tampa |
| Florida Office of Insurance Regulation | Florida Department of Highway Safety and Motor Vehicles The Official State of Florida Website | Florida Department of Transportation |
