| Florida Auto Insurance, understanding your policy. Florida Auto Plus Insurance Agency - Florida's trusted auto insurance professionals. Car Insurance Specialists & Florida Independent Agents |
Helping you better understand your policy.
Manuals, directions, and outlines have one common
goal; assist the user. A good college professor helps
students puzzled by a difficult textbook. A good
insurance agent helps policyholders understand
their textbook; the policy jacket. Printed by the
company, a policy jacket explains in detail your Florida
auto insurance policy. They are confusing, difficult to
read and resemble a small print disclaimer on an
advertisement. The information here will help you
save time and money.
Florida Auto Insurance is our specialty.
Manuals, directions, and outlines have one common
goal; assist the user. A good college professor helps
students puzzled by a difficult textbook. A good
insurance agent helps policyholders understand
their textbook; the policy jacket. Printed by the
company, a policy jacket explains in detail your Florida
auto insurance policy. They are confusing, difficult to
read and resemble a small print disclaimer on an
advertisement. The information here will help you
save time and money.
Florida Auto Insurance is our specialty.
Understanding the insurance contract:
The auto insurance contract is a lawfully binding agreement between the auto insurance company and
the policyholder. The documents that comprise the contract are the declarations page and the policy
jacket (booklet). A declarations page for an auto insurance contract is a detailed summary of the specifics for a
particular policy. A policy jacket contains information common to all policies from a particular auto insurance
company.
Each declarations page contains different, critical information which is relied upon when enforcing the auto
insurance contract. One company will issue hundreds, thousands and even millions of declaration pages each year.
Misinformation resulting from a variety of reasons will often appear on a declarations page. It is essential for
policyholders to review their auto insurance declaration page for accuracy and instruct their agent or company to
correct any wrong information. At a minimum the information to review on a declaration page is; your name
and address, dates for the policy period, year-make-model and 17 digit identification number for each
vehicle, selected coverage and corresponding deductible, and the total premium. Failure to have wrong
information corrected may delay or deny a claim from being paid. Administrative consequences of wrong
information can lead to your drivers license being suspended, paying too much, or having duplicate coverage force
placed by a lien holder or leasing company.
Florida Auto Plus Insurance agency reviews each declaration page on behalf of the policyholder. This is
one cornerstone of the hassle free policy for our customers. When wrong information on a declaration page is
discovered we take immediate action by requesting corrections from the company. This process is seamless,
transparent, documented and ongoing for the benefit of policyholders. Our dedication to discovering incorrect
information is not designed to replace a review by the policyholder. It is designed to make the experience pleasant
since the information being reviewed is consistently correct and no further action is necessary.
A policy jacket from one Florida car insurance company to another is very similar. They describe in detail
the coverages and conditions of the auto insurance contract. All begin with a table of contents or index. A
reference to what it is and where you can find it is located in the index. In addition to completing the auto insurance
contract the policy jacket is a useful tool for the policyholder. As circumstances arise during the contract period the
policy jacket can be used to answer questions or provide clarification. Prior to any situation occurring important
areas to review in the policy jacket are; fraud or misrepresentation, exclusions, and insured duties after a loss.
The auto insurance policy jacket, like any other legal contract, is difficult to read unless you are an
attorney. Florida Auto Plus Insurance agency is prepared to explain any aspect of the policy jacket in a way that is
easily understood. We encourage all policyholders to review this important document. Questions regarding the
policy jacket or declaration page may be answered by reviewing the section of this website devoted to policy
questions and answers or by calling our agency at 1-877-WIZ-AUTO.
The auto insurance contract is a lawfully binding agreement between the auto insurance company and
the policyholder. The documents that comprise the contract are the declarations page and the policy
jacket (booklet). A declarations page for an auto insurance contract is a detailed summary of the specifics for a
particular policy. A policy jacket contains information common to all policies from a particular auto insurance
company.
Each declarations page contains different, critical information which is relied upon when enforcing the auto
insurance contract. One company will issue hundreds, thousands and even millions of declaration pages each year.
Misinformation resulting from a variety of reasons will often appear on a declarations page. It is essential for
policyholders to review their auto insurance declaration page for accuracy and instruct their agent or company to
correct any wrong information. At a minimum the information to review on a declaration page is; your name
and address, dates for the policy period, year-make-model and 17 digit identification number for each
vehicle, selected coverage and corresponding deductible, and the total premium. Failure to have wrong
information corrected may delay or deny a claim from being paid. Administrative consequences of wrong
information can lead to your drivers license being suspended, paying too much, or having duplicate coverage force
placed by a lien holder or leasing company.
Florida Auto Plus Insurance agency reviews each declaration page on behalf of the policyholder. This is
one cornerstone of the hassle free policy for our customers. When wrong information on a declaration page is
discovered we take immediate action by requesting corrections from the company. This process is seamless,
transparent, documented and ongoing for the benefit of policyholders. Our dedication to discovering incorrect
information is not designed to replace a review by the policyholder. It is designed to make the experience pleasant
since the information being reviewed is consistently correct and no further action is necessary.
A policy jacket from one Florida car insurance company to another is very similar. They describe in detail
the coverages and conditions of the auto insurance contract. All begin with a table of contents or index. A
reference to what it is and where you can find it is located in the index. In addition to completing the auto insurance
contract the policy jacket is a useful tool for the policyholder. As circumstances arise during the contract period the
policy jacket can be used to answer questions or provide clarification. Prior to any situation occurring important
areas to review in the policy jacket are; fraud or misrepresentation, exclusions, and insured duties after a loss.
The auto insurance policy jacket, like any other legal contract, is difficult to read unless you are an
attorney. Florida Auto Plus Insurance agency is prepared to explain any aspect of the policy jacket in a way that is
easily understood. We encourage all policyholders to review this important document. Questions regarding the
policy jacket or declaration page may be answered by reviewing the section of this website devoted to policy
questions and answers or by calling our agency at 1-877-WIZ-AUTO.
Clifford J. Schimek - Lower your car insurance cost for life.
As the owner of Florida Auto Plus Insurance agency, "I stand behind our clients and go the extra mile.”
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.
I want to be your personal local Florida auto insurance agent and earn your trust and respect.
Searching for Auto Insurance Florida, look no further.
As the owner of Florida Auto Plus Insurance agency, "I stand behind our clients and go the extra mile.”
Clients enjoy a level of personal attention and first class service that most other agencies simply cannot match.
I want to be your personal local Florida auto insurance agent and earn your trust and respect.
Searching for Auto Insurance Florida, look no further.
Florida Auto Plus Insurance, Simply the best.
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Call us now. You'll be glad you did.
1-877-WIZ-AUTO.com
Local map and directions: 9742 Banyan Street Miami, Florida 33157
Call us now. You'll be glad you did.
1-877-WIZ-AUTO.com
Understand the different terms used in this state.
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
A | B | C | D | E | F | G | H | I | J | K | L | M | N | O | P | Q | R | S | T | U | V | W | X | Y | Z
I want to be your Florida agent.
Clifford Schimek, Florida Auto Plus Insurance.
Clifford Schimek, Florida Auto Plus Insurance.
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"Welcome, thanks for calling."- Wally
www.WizardInsurance.com
1-877-WIZ-AUTO (949-2886)