| Florida FR44 Insurance Filing Form Have you recently had a DUI and now need a Florida FR-44 form filed? You're not alone. Car Insurance Specialists & Florida Independent Agents |
Anyone can easily make a mistake and receive a
Florida DUI. Very little alcohol can breach the
threshold for conviction. At Florida Auto Plus
Insurance we make every effort to serve you with
dedication, honesty, and integrity. This is what you
deserve. Our commitment begins the moment we
start your quote for FR44 auto insurance. It
continues throughout the life of your policy. In all
of our actions, we strive for you to experience trust,
compassion and care. We hold ourselves and the
companies we represent to the highest possible
standard.
Florida Auto Insurance is our specialty.
Florida DUI. Very little alcohol can breach the
threshold for conviction. At Florida Auto Plus
Insurance we make every effort to serve you with
dedication, honesty, and integrity. This is what you
deserve. Our commitment begins the moment we
start your quote for FR44 auto insurance. It
continues throughout the life of your policy. In all
of our actions, we strive for you to experience trust,
compassion and care. We hold ourselves and the
companies we represent to the highest possible
standard.
Florida Auto Insurance is our specialty.
| Be Sure to Visit our Resource Guide to learn even more Cheap Car Insurance | Claims | Coverage Options | Discounts | Policy | The Law | No Fault Insurance Fort Lauderdale | Jacksonville | Miami | Orlando | St. Petersburg | Tallahassee | Tampa |
| Florida Office of Insurance Regulation | Florida Department of Highway Safety and Motor Vehicles The Official State of Florida Website | Florida Department of Transportation |
FR-44 filing for all of Florida.
Life is full of challenges and unexpected obstacles. A DUI on your MVR is a big one. License
suspension, fines and fees, school and counseling, and social stigma takes its toll. The “stakes” are raised for
your car insurance. Increased coverage is mandated. Florida form FR44 filing is required. The cost for a policy
“skyrockets.” Some companies discourage applicants. After a DUI, an insurance company and agent that
responds to your needs in a prompt, accurate and non-judgmental way is a relief. A knowledgeable consumer
has a huge advantage when searching for FR-44 Florida auto insurance.
Florida FR44 requirements
The FR44 form (certificate) with its increased liability insurance requirement replaced the SR22 certificate (DUI
cases only) February 1, 2008. For Florida drivers not convicted of DUI the state considers a policyholder who
maintains auto insurance liability of 10/20/10 as being financially responsible. The state requires proof of
100/300/50 liability limits, via the FR44 filing, to reinstate and maintain the operators license of drivers with a DUI.
FR-44 insurance cost
The filing fee for the “Florida Uniform Financial Responsibility Certificate FR-44” is 15.00 dollars. Not too bad,
however, the other additional insurance costs related to the DUI can be quite severe. Increased coverage, point
surcharge, and rate tier assessment combine to raise policy premium (price) for DUI drivers.
FR44 form contains
Insured person information required is name, address, driver license number, and birth date. Insured company
information required is name, NAIC code, policy number, FR44 case number, certification effective date.
Additional information indicates which of two types of policies selected. An owner’s policy with year, make model
and VIN of all vehicles registered and insured. Or an operator’s policy applicable to any vehicle not registered or
titled to the listed person. Authorized representative signature and date prepared completes form FR44.
FR44 filing
The completed form is filed (submitted) to Florida’s Bureau of Financial Responsibility. Mailing address Division of
Driver Licenses, Bureau of Financial Responsibility, 2900 Apalachee Parkway, MS98, Tallahassee, Florida 32399-
0585. Buying a policy from a company that files FR44 form in “real time” will expedite license reinstatement.
Miscellaneous FR44 information
Compliance period is for three years. There are no driving restrictions associated with the FR44 filing. Florida
and Virginia are currently the only states that utilize the FR44 form. Non compliance results in license and vehicle
registration suspension. Companies are required to notify DHSMV if an FR44 insurance policy is canceled,
terminated, or lapses for any reason. Applicable Florida statute is 324.023. FR44 filing must be on a Florida
auto insurance policy. There can not be more than one FR44 or an FR44 and SR22 on the same driver.
The Florida FR44 filing is similar to the SR-22 financial responsibility certificate that you must file with the state
of Florida after certain convictions. Typically the FR-44 is required after DUI convictions and has higher limits
than the SR22. In Florida the FR-44 has been required since February 2008. Those Florida residents convicted
of a DUI in the state after October 1, 2007 were allowed to keep an SR-22 with limits of 10/20/10 until February 1,
2008. Effective February 2, 2008, drivers in Florida with a DUI were required to up their Liability limits. The Florida
FR44 has higher limits in the amount of 100/300/50. A driver must have these new required Liability limits
(instead of the previously lower limits of 10/20/10) in place on the offense date of the alcohol related offense to
not owe a reinstatement fee but will still need to provide the state with an FR-44. If they did not have the required
limits a driver who had their license reinstated prior to February 2, 2008, only paid a $15 reinstatement fee. The
reinstatement fee on or after February 2, 2008, is now $150, $250, or $500 dollars.
Drivers who are not required to submit a financial responsibility certificate and want the least amount of coverage
should learn Florida No Fault facts for the bare minimum. All vehicle owners must maintain Florida No Fault
insurance on the car during the entire registration period. Failure to comply will result in drivers license and
registration suspension. Insurance companies are required to report to the DMV when an insurance policy
terminates. Consumers avoiding options to save money should learn their PIP options to lower quotes on the
mandatory coverage.
Life is full of challenges and unexpected obstacles. A DUI on your MVR is a big one. License
suspension, fines and fees, school and counseling, and social stigma takes its toll. The “stakes” are raised for
your car insurance. Increased coverage is mandated. Florida form FR44 filing is required. The cost for a policy
“skyrockets.” Some companies discourage applicants. After a DUI, an insurance company and agent that
responds to your needs in a prompt, accurate and non-judgmental way is a relief. A knowledgeable consumer
has a huge advantage when searching for FR-44 Florida auto insurance.
Florida FR44 requirements
The FR44 form (certificate) with its increased liability insurance requirement replaced the SR22 certificate (DUI
cases only) February 1, 2008. For Florida drivers not convicted of DUI the state considers a policyholder who
maintains auto insurance liability of 10/20/10 as being financially responsible. The state requires proof of
100/300/50 liability limits, via the FR44 filing, to reinstate and maintain the operators license of drivers with a DUI.
FR-44 insurance cost
The filing fee for the “Florida Uniform Financial Responsibility Certificate FR-44” is 15.00 dollars. Not too bad,
however, the other additional insurance costs related to the DUI can be quite severe. Increased coverage, point
surcharge, and rate tier assessment combine to raise policy premium (price) for DUI drivers.
FR44 form contains
Insured person information required is name, address, driver license number, and birth date. Insured company
information required is name, NAIC code, policy number, FR44 case number, certification effective date.
Additional information indicates which of two types of policies selected. An owner’s policy with year, make model
and VIN of all vehicles registered and insured. Or an operator’s policy applicable to any vehicle not registered or
titled to the listed person. Authorized representative signature and date prepared completes form FR44.
FR44 filing
The completed form is filed (submitted) to Florida’s Bureau of Financial Responsibility. Mailing address Division of
Driver Licenses, Bureau of Financial Responsibility, 2900 Apalachee Parkway, MS98, Tallahassee, Florida 32399-
0585. Buying a policy from a company that files FR44 form in “real time” will expedite license reinstatement.
Miscellaneous FR44 information
Compliance period is for three years. There are no driving restrictions associated with the FR44 filing. Florida
and Virginia are currently the only states that utilize the FR44 form. Non compliance results in license and vehicle
registration suspension. Companies are required to notify DHSMV if an FR44 insurance policy is canceled,
terminated, or lapses for any reason. Applicable Florida statute is 324.023. FR44 filing must be on a Florida
auto insurance policy. There can not be more than one FR44 or an FR44 and SR22 on the same driver.
The Florida FR44 filing is similar to the SR-22 financial responsibility certificate that you must file with the state
of Florida after certain convictions. Typically the FR-44 is required after DUI convictions and has higher limits
than the SR22. In Florida the FR-44 has been required since February 2008. Those Florida residents convicted
of a DUI in the state after October 1, 2007 were allowed to keep an SR-22 with limits of 10/20/10 until February 1,
2008. Effective February 2, 2008, drivers in Florida with a DUI were required to up their Liability limits. The Florida
FR44 has higher limits in the amount of 100/300/50. A driver must have these new required Liability limits
(instead of the previously lower limits of 10/20/10) in place on the offense date of the alcohol related offense to
not owe a reinstatement fee but will still need to provide the state with an FR-44. If they did not have the required
limits a driver who had their license reinstated prior to February 2, 2008, only paid a $15 reinstatement fee. The
reinstatement fee on or after February 2, 2008, is now $150, $250, or $500 dollars.
Drivers who are not required to submit a financial responsibility certificate and want the least amount of coverage
should learn Florida No Fault facts for the bare minimum. All vehicle owners must maintain Florida No Fault
insurance on the car during the entire registration period. Failure to comply will result in drivers license and
registration suspension. Insurance companies are required to report to the DMV when an insurance policy
terminates. Consumers avoiding options to save money should learn their PIP options to lower quotes on the
mandatory coverage.
Question of the day: September 2nd, 2010 - Have a good day!
What is Uninsured Motorist and the importance of having Uninsured Motorist?
It adds extra medical insurance coverage in case of an automobile accident where the other person is at fault and
will cover your medical expenses when the other person does not have Bodily Injury Liability or their Bodily injury
Liability Insurance does not have enough coverage. Your Uninsured Motorist limits can only be as high as your
bodily Injury limits.
Question of the day archive
What is Uninsured Motorist and the importance of having Uninsured Motorist?
It adds extra medical insurance coverage in case of an automobile accident where the other person is at fault and
will cover your medical expenses when the other person does not have Bodily Injury Liability or their Bodily injury
Liability Insurance does not have enough coverage. Your Uninsured Motorist limits can only be as high as your
bodily Injury limits.
Question of the day archive
Florida Auto Plus Insurance, Simply the best.
Local map and directions: 9742 Banyan Street Miami, Fl 33157
Call or click today. You'll be glad you did.
1-877-WIZ-AUTO.com
Local map and directions: 9742 Banyan Street Miami, Fl 33157
Call or click today. You'll be glad you did.
1-877-WIZ-AUTO.com
Florida Auto Plus Insurance Agency
1-877-WIZ-AUTO (949-2886)
September 2nd, 2010
1-877-WIZ-AUTO (949-2886)
September 2nd, 2010
Our Florida auto insurance home page features:
Take Notice, Breaking News and Announcement
columns that keep you up-to-date and informed.
These brief bits of information are kept archived for
future reference. We are proud to offer competitive
auto insurance quotes in every Florida city, town and
village. We implement a strategy to lower your car
insurance cost for life that saves you “tons” of money
over the long-term.
Take Notice, Breaking News and Announcement
columns that keep you up-to-date and informed.
These brief bits of information are kept archived for
future reference. We are proud to offer competitive
auto insurance quotes in every Florida city, town and
village. We implement a strategy to lower your car
insurance cost for life that saves you “tons” of money
over the long-term.
As local car insurance specialists we take Florida
quotes seriously. Questions about Florida auto
insurance quotes are answered here. You should
also know we offer Florida SR22 insurance and that
finding Florida car insurance basic information with
detailed links is provided. Remember that an FR-44
or an SR-22 does not stay with you forever. When
you qualify for a better rate we provide it.
quotes seriously. Questions about Florida auto
insurance quotes are answered here. You should
also know we offer Florida SR22 insurance and that
finding Florida car insurance basic information with
detailed links is provided. Remember that an FR-44
or an SR-22 does not stay with you forever. When
you qualify for a better rate we provide it.
"Welcome, thanks for calling" - Wally
www.WizardInsurance.com
1-877-WIZ-AUTO (949-2886)
After all the expenses, community service, license
suspension, etc… we’re happy to do our best to
make life a little easier. We’re not here to judge you.
We provide professional and courteous service to
everyone who seeks assistance with their auto
insurance in Florida.
suspension, etc… we’re happy to do our best to
make life a little easier. We’re not here to judge you.
We provide professional and courteous service to
everyone who seeks assistance with their auto
insurance in Florida.